Offset accounts and redraw facilities are two home loan features which allow you to use extra income or savings to reduce the balance of your loan, thereby reducing your interest repayments. There are similarities between the two, but they operate in different ways. The Offset An offset account is a savings or transaction account that [...]
We take you through step by step the application process from initial fact finding to settlement.
Budgeting and Goal Setting may sound like “dieting” however I see them more as “gardening”. It is important to “prepare the soil” for healthy financial growth.
View post for further details.